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In the USA, Farmers Insurance was taken over by a swiss firm for mangement https://wallethub.com/profile/bi/zurich-insurance-13018167i

They promised shareholders (likely mostly Blackrock, Vanguard the Royals, Berkshire Hathaway and tax exempt Foundations and Trusts) a 10% return on investment. They doubled my insurance rates in one year to $3000+. Never go paperless as it promotes laziness in checking what is up.

Changed insurance companies immediately but just how many folks had theirs on autopay.

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Fabulous graphic of the corrugated iron home on the ever changing ocean.

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